Best Home Loan

ByDev Sharmaa

Best Home Loan

We provide Home Loan, Loan against residential, Plot Purchase. Swastik Investment is good service provider in Chandigarh, Mohali, Panchkula, Kharar.

It could be for:-
1. Purchase:- This is loan to purchase a flat, raw house, bungalow.
2. Improvement :-This loan is for renovation and repair which house has already bought.
3. Extension / Top-Up:- This loan is for when borrower wants to extend its build up home.
4. Construction:- This loan is construct a new or old house.

Loan Term:-

* The maximum period of repayment of easy home loan would be 30 Years. It is depend on customer profile, age and decided property.
* Maximum easy home Loan to Value: Up to 75-80% for Plots purchase and 80-90% for Home/Flat purchase.

Interest Rate:-

* Current interest rate is @8.35*% as per current MCLR.

Financial Documents:-

    • Latest three months Salary Slips (Salaried) / Latest three years complete financials (Self Employed)
    • Latest two years Form-16 (Salaried)
    • Latest six months updated bank statement of Salary account (Salaried) / Current account (Self Employed)
    • Pan Card
    • Current address and Permanent address proof
    • Two photographs of applicant and co-applicant
    • Business Profile (Self Employed)
    • Loan track if any running loan
    • Processing fee Cheque from Salary account / Current account
    • Agreement Copy

In Seller Property Papers:-

    • Sale Deed
    • Latest 13 Years Mutation
    • Latest NEC
    • Approved Map from competent authority

In Case Builder Papers:-

    • Agreement
    • Allotment Letter
    • Permission to Mortgage
    • Tripartite Agreement
    • Receipts
    • Demand Letter
    • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
    • Allotment letter of Co-operative Housing Society / Apartment Owners’ Association / Housing Board / NOC from the Society / Association / Builders / Housing Board
    • Detailed Cost Estimate / Valuation report from Bank’s Panel Chartered Engineer / Architect / Legal Report
 

Processing Fee

* Up to 0.50% + S.Tax depend on bank to bank.
Special Offer:-
  • Best offer for Defence, Govt/Centre/State employee.
Contact Us: +91-92162-76403 | Email: swastikinvestment03@gmail.com
 

About the author

Dev Sharmaa administrator

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