We provide Home Loan, Loan against residential, Plot Purchase. Swastik Investment is good service provider in Chandigarh, Mohali, Panchkula, Kharar.
It could be for:-
1. Purchase:- This is loan to purchase a flat, raw house, bungalow.
2. Improvement :-This loan is for renovation and repair which house has already bought.
3. Extension / Top-Up:- This loan is for when borrower wants to extend its build up home.
4. Construction:- This loan is construct a new or old house.
* The maximum period of repayment of easy home loan would be 30 Years. It is depend on customer profile, age and decided property.
* Maximum easy home Loan to Value: Up to 75-80% for Plots purchase and 80-90% for Home/Flat purchase.
* Current interest rate is @8.35*% as per current MCLR.
- Latest three months Salary Slips (Salaried) / Latest three years complete financials (Self Employed)
- Latest two years Form-16 (Salaried)
- Latest six months updated bank statement of Salary account (Salaried) / Current account (Self Employed)
- Pan Card
- Current address and Permanent address proof
- Two photographs of applicant and co-applicant
- Business Profile (Self Employed)
- Loan track if any running loan
- Processing fee Cheque from Salary account / Current account
- Agreement Copy
In Seller Property Papers:-
- Sale Deed
- Latest 13 Years Mutation
- Latest NEC
- Approved Map from competent authority
In Case Builder Papers:-
- Allotment Letter
- Permission to Mortgage
- Tripartite Agreement
- Demand Letter
- Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
- Allotment letter of Co-operative Housing Society / Apartment Owners’ Association / Housing Board / NOC from the Society / Association / Builders / Housing Board
- Detailed Cost Estimate / Valuation report from Bank’s Panel Chartered Engineer / Architect / Legal Report
* Up to 0.50% + S.Tax depend on bank to bank.
- Best offer for Defence, Govt/Centre/State employee.
Contact Us: +91-92162-76403 | Email: email@example.com