Best Home Loan

Best Home Loan

We provide Home Loan, Loan against residential, Plot Purchase. Swastik Investment is good service provider in Chandigarh, Mohali, Panchkula, Kharar.

It could be for:-
1. Purchase:- This is loan to purchase a flat, raw house, bungalow.
2. Improvement :-This loan is for renovation and repair which house has already bought.
3. Extension / Top-Up:- This loan is for when borrower wants to extend its build up home.
4. Construction:- This loan is construct a new or old house.

Loan Term:-

* The maximum period of repayment of easy home loan would be 30 Years. It is depend on customer profile, age and decided property.
* Maximum easy home Loan to Value: Up to 75-80% for Plots purchase and 80-90% for Home/Flat purchase.

Interest Rate:-

* Current interest rate is @8.35*% as per current MCLR.

Financial Documents:-

    • Latest three months Salary Slips (Salaried) / Latest three years complete financials (Self Employed)
    • Latest two years Form-16 (Salaried)
    • Latest six months updated bank statement of Salary account (Salaried) / Current account (Self Employed)
    • Pan Card
    • Current address and Permanent address proof
    • Two photographs of applicant and co-applicant
    • Business Profile (Self Employed)
    • Loan track if any running loan
    • Processing fee Cheque from Salary account / Current account
    • Agreement Copy

In Seller Property Papers:-

    • Sale Deed
    • Latest 13 Years Mutation
    • Latest NEC
    • Approved Map from competent authority

In Case Builder Papers:-

    • Agreement
    • Allotment Letter
    • Permission to Mortgage
    • Tripartite Agreement
    • Receipts
    • Demand Letter
    • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
    • Allotment letter of Co-operative Housing Society / Apartment Owners’ Association / Housing Board / NOC from the Society / Association / Builders / Housing Board
    • Detailed Cost Estimate / Valuation report from Bank’s Panel Chartered Engineer / Architect / Legal Report
 

Processing Fee

* Up to 0.50% + S.Tax depend on bank to bank.
Special Offer:-
  • Best offer for Defence, Govt/Centre/State employee.
Contact Us: +91-92162-76403 | Email: swastikinvestment03@gmail.com
 

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