The main objective of Swastik Investment is to provide credit to middle income households to acquire new housing or to extend and improve their current housing. The Company provides home loans to low and middle income urban borrowers for a period of up to 30 years. These loans can be used by borrowers for purchase of apartments, construction of homes, home improvements and home extensions.
We believe that progressively larger numbers of first generation urban families will need access to housing credit. This credit will first be needed to extend and improve their current dwelling units as families grow. As incomes rise, the ability to service the credit to acquire higher quality new housing will also improve.
Swastik Investment aspires to build a profitable and socially useful business by fulfilling the housing credit needs of these families. Our support will increase housing stock and improve health and education outcomes for these families.